:root { --tool-green:#0a6b52; --tool-green-dark:#085240; --tool-mint:#eaf8ef; --tool-navy:#13233b; --tool-warn:#fff7e8; --interest:#76cfa0; }
[hidden] { display:none !important; }
.mortgage-main { min-height:calc(100vh - 84px); padding:18px 0 26px; background:var(--bg); }
.tool-kicker { margin:0 0 3px; color:var(--tool-green); font-size:.67rem; font-weight:800; letter-spacing:.09em; text-transform:uppercase; }
.control-deck,.visual-stage { border:1px solid var(--line); border-radius:var(--radius); background:#fff; box-shadow:var(--shadow); }
.control-deck { position:relative; z-index:2; padding:18px 20px 14px; }
.tool-heading { display:flex; align-items:end; justify-content:space-between; gap:24px; margin-bottom:14px; }
.tool-heading h1 { margin:0; color:var(--tool-navy); font-size:1.55rem; line-height:1.08; letter-spacing:-.025em; }
.tool-heading > p { max-width:52ch; margin:0; color:var(--muted); font-size:.82rem; text-align:right; }
.control-row { display:flex; align-items:start; gap:12px; }
.path-control { flex:0 0 280px; }.control-label,label>span:first-child,fieldset legend { display:block; margin-bottom:5px; color:var(--text); font-size:.72rem; font-weight:750; }
.segmented { display:grid; grid-template-columns:1fr 1fr; gap:4px; padding:4px; border-radius:8px; background:#edf1ef; }
.segment { min-height:38px; padding:6px 8px; border:0; border-radius:6px; background:transparent; color:var(--muted); font:inherit; font-size:.73rem; font-weight:750; cursor:pointer; }
.segment.active { background:#fff; color:var(--tool-green); box-shadow:0 1px 4px rgba(20,40,50,.13); }
.inline-fields { display:flex; flex:1; gap:10px; min-width:0; }.inline-fields label { flex:1; min-width:0; }.forecast-fields { flex:1.15; }
.purchase-options { margin-top:10px; }
label small { display:block; margin-top:3px; color:var(--muted); font-size:.63rem; line-height:1.25; }
.money-input,.suffix-input { display:flex; align-items:center; min-height:40px; overflow:hidden; border:1px solid #b8c2c8; border-radius:7px; background:#fff; }
.money-input b,.suffix-input b { padding:0 9px; color:var(--muted); font-size:.72rem; }.money-input input,.suffix-input input { width:100%; min-width:0; height:38px; padding:0 8px; border:0; outline:0; background:transparent; color:var(--text); font:inherit; font-size:.82rem; font-weight:700; }.money-input input { padding-left:0; }
select {
  width:100%;
  min-height:40px;
  padding:0 48px 0 12px;
  appearance:none;
  border:1px solid #b8c2c8;
  border-radius:7px;
  background-color:#fff;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='28' height='28' viewBox='0 0 28 28'%3E%3Ccircle cx='14' cy='14' r='13' fill='%23e8f4ee'/%3E%3Cpath d='m9.5 11.5 4.5 4.5 4.5-4.5' fill='none' stroke='%230a6b52' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-position:right 9px center;
  background-repeat:no-repeat;
  background-size:28px;
  color:var(--text);
  font:inherit;
  font-size:.76rem;
  cursor:pointer;
  transition:border-color .16s ease,box-shadow .16s ease,background-color .16s ease;
}
select:hover { border-color:var(--tool-green); background-color:#fbfefd; }
select:focus { border-color:var(--tool-green); background-color:#fbfefd; }
select:active { background-color:#f3faf7; }
.control-footer { display:flex; align-items:end; gap:12px; margin-top:12px; padding-top:11px; border-top:1px solid var(--line); }
.repayment-field { flex:0 0 280px; margin:0; padding:0; border:0; }.choice-grid { display:grid; grid-template-columns:1fr 1fr; gap:6px; }.choice { display:flex; align-items:start; gap:7px; min-height:46px; padding:7px 8px; border:1px solid var(--line); border-radius:7px; cursor:pointer; }.choice:has(input:checked) { border-color:var(--tool-green); background:var(--tool-mint); box-shadow:inset 0 0 0 1px var(--tool-green); }.choice input { margin:2px 0 0; accent-color:var(--tool-green); }.choice span { margin:0; }.choice strong,.choice small { display:block; }.choice strong { font-size:.74rem; }.choice small { color:var(--muted); font-size:.61rem; }
.drawer-bar { display:flex; flex:1; gap:7px; align-items:end; }.support-panel { position:relative; flex:1; min-width:0; border:1px solid var(--line); border-radius:7px; background:#fbfcfb; }.support-panel summary { min-height:42px; display:flex; align-items:center; padding:8px 10px; color:var(--tool-green); font-size:.7rem; font-weight:750; cursor:pointer; list-style-position:inside; }.support-panel[open] { border-color:var(--tool-green); }.drawer-content { position:absolute; z-index:5; left:-1px; top:calc(100% + 7px); width:330px; padding:14px; border:1px solid var(--line); border-radius:8px; background:#fff; box-shadow:0 12px 30px rgba(16,35,63,.16); }.support-panel:nth-last-child(-n+2) .drawer-content { right:-1px; left:auto; }.drawer-content.wide { width:min(620px,calc(100vw - 48px)); }.drawer-content label+label { margin-top:10px; }.inline-result { margin:10px 0 0; color:var(--text); font-size:.75rem; line-height:1.4; }
.field-grid { display:grid; gap:10px; }.field-grid.two { grid-template-columns:1fr 1fr; }.mini-results { display:grid; grid-template-columns:repeat(3,1fr); gap:1px; margin-top:10px; overflow:hidden; border:1px solid var(--line); border-radius:7px; background:var(--line); }.mini-results div { padding:10px; background:#fff; }.mini-results span,.borrowing-result span { display:block; margin-bottom:2px; color:var(--muted); font-size:.64rem; }.mini-results strong { color:var(--tool-green); font-size:.85rem; }.source-note { margin:8px 0 0; color:var(--muted); font-size:.64rem; line-height:1.4; }.source-note a { color:var(--tool-green); }
.secondary-button { margin-top:8px; min-height:34px; padding:6px 10px; border:1px solid #b9cec6; border-radius:6px; background:#f8fbf9; color:var(--tool-green); font:inherit; font-size:.7rem; font-weight:750; cursor:pointer; }.range-field { display:block; margin-top:10px; }.range-field>span { display:grid; grid-template-columns:1fr auto 1fr; gap:8px; margin-bottom:4px; }.range-field>span b { color:var(--muted); font-size:.61rem; }.range-field>span b:last-child { text-align:right; }.range-field output { color:var(--tool-green); font-size:.72rem; font-weight:800; }.range-field input { width:100%; accent-color:var(--tool-green); }.borrowing-result { margin-top:8px; padding:10px; border-radius:7px; background:var(--tool-green); color:#fff; }.borrowing-result span,.borrowing-result small { color:rgba(255,255,255,.82); }.borrowing-result strong { display:block; font-size:1.25rem; }.borrowing-result small { display:block; font-size:.63rem; }
.error-message { margin:10px 0 0; padding:9px; border-radius:6px; background:#fff0ef; color:#87271f; font-size:.74rem; }
input[aria-invalid="true"] { border-color:#a93226; }
.money-input:has(input[aria-invalid="true"]),.suffix-input:has(input[aria-invalid="true"]) { border-color:#a93226; box-shadow:0 0 0 1px #a93226; }
.visual-stage.forecast-invalid .visual-body,.visual-stage.forecast-invalid .headline-result { visibility:hidden; }
.visual-stage.forecast-invalid::after { content:"Enter valid mortgage figures to see your forecast."; position:absolute; inset:50% auto auto 50%; transform:translate(-50%,-50%); padding:13px 16px; border-radius:8px; background:#fff0ef; color:#87271f; font-size:.8rem; font-weight:750; }
.visual-stage { position:relative; }
.visual-stage .welcome-panel[hidden],.visual-stage .visual-header[hidden],.visual-stage .visual-body[hidden] { display:none; }
.welcome-panel { display:flex; flex-direction:column; gap:14px; width:100%; max-width:640px; margin:clamp(8px,4vh,48px) auto; padding:4px 8px; }
.welcome-heading { margin:0; color:var(--tool-navy); font-size:clamp(1.5rem,3vw,2.1rem); line-height:1.1; letter-spacing:-.02em; }
@media (min-width:901px) { .welcome-heading { white-space:nowrap; } }
.welcome-uses-title { margin:-2px 0 0; color:var(--tool-green); font-size:.9rem; font-weight:800; text-transform:uppercase; letter-spacing:.06em; }
.welcome-list { display:grid; gap:9px; margin:0; padding:0; list-style:none; }
.welcome-list li { position:relative; padding-left:30px; color:var(--text); font-size:1rem; line-height:1.4; }
.welcome-list li::before { content:""; position:absolute; left:4px; top:.42em; width:9px; height:9px; border-radius:3px; background:#10a47e; }
.welcome-cta { align-self:flex-start; min-height:48px; margin-top:8px; padding:10px 22px; border:2px solid var(--tool-green); border-radius:10px; background:var(--tool-green); box-shadow:0 5px 15px rgba(10,107,82,.25); color:#fff; font:inherit; font-size:1rem; font-weight:800; cursor:pointer; }
.welcome-cta:hover { transform:translateY(-1px); box-shadow:0 9px 22px rgba(10,107,82,.3); }
.welcome-step-hint { min-height:1.55em; margin:-4px 0 0; color:var(--muted); font-size:.82rem; line-height:1.55; opacity:0; visibility:hidden; }
.welcome-step-hint.is-visible { opacity:1; visibility:visible; }
.welcome-disclaimer { margin:8px 0 2px; padding-top:16px; border-top:1px solid var(--line); color:var(--muted); font-size:.82rem; line-height:1.55; }
.welcome-disclaimer strong { color:var(--tool-navy); }
@media (prefers-reduced-motion:no-preference) {
  .visual-stage[data-engaged="true"] .visual-header,.visual-stage[data-engaged="true"] .visual-body { animation:welcome-reveal .28s ease both; }
}
@keyframes welcome-reveal { from { opacity:0; transform:translateY(4px); } to { opacity:1; transform:none; } }
.visual-stage { margin-top:14px; padding:18px 20px 16px; min-height:calc(100vh - 354px); display:flex; flex-direction:column; }
.visual-header { display:flex; align-items:center; justify-content:space-between; gap:24px; }.visual-header h1,.visual-header h2 { margin:0; color:var(--tool-navy); font-size:1.45rem; letter-spacing:-.025em; }.visual-header>div:first-child>p:last-child { margin:3px 0 0; color:var(--muted); font-size:.75rem; }
.headline-result { min-width:270px; padding:11px 16px; border-radius:8px; background:var(--tool-green); color:#fff; }.headline-result span,.headline-result small { display:block; color:#fff; }.headline-result span { font-size:.63rem; font-weight:750; }.headline-result strong { display:inline-block; margin-right:8px; font-size:1.65rem; line-height:1; letter-spacing:-.02em; }.headline-result small { display:inline; color:rgba(255,255,255,.8); font-size:.62rem; }
.visual-body { flex:1; display:grid; grid-template-columns:minmax(0,1fr) 220px; gap:16px; min-height:0; margin-top:12px; }.chart-column { min-width:0; display:flex; flex-direction:column; }.chart-legend { display:flex; gap:18px; margin-bottom:5px; color:var(--muted); font-size:.68rem; }.chart-legend span { display:flex; align-items:center; gap:6px; }.chart-legend i { width:11px; height:11px; border-radius:3px; }.principal-key { background:var(--tool-green); }.interest-key { background:var(--interest); }
#balance-chart { flex:1; display:block; width:100%; min-height:360px; border:1px solid var(--line); border-radius:8px; background:#fbfcfb; cursor:crosshair; }.principal-area { fill:#0a6b52; opacity:.9; }.interest-area { fill:#76cfa0; opacity:.72; }.principal-line { fill:none; stroke:#064b3a; stroke-width:2.5; stroke-linejoin:round; }.total-line { fill:none; stroke:#269467; stroke-width:2.5; stroke-linejoin:round; }.chart-year-label,.chart-value-label,.chart-axis-title { fill:#68737d; font-family:var(--sans); }.chart-year-label { font-size:10px; font-weight:650; }.chart-value-label { font-size:11px; }.chart-axis-title { font-size:10px; font-weight:750; text-transform:uppercase; letter-spacing:.08em; }.chart-pointer-capture { fill:transparent; pointer-events:all; }.hover-guide { fill:none; stroke-width:2.4; stroke-dasharray:8 5; pointer-events:none; filter:drop-shadow(0 1px 1px rgba(16,35,63,.16)); }.hover-vertical { stroke:#13233b; stroke-width:3; }.hover-principal { stroke:#064b3a; }.hover-interest { stroke:#35a873; }.hover-dot { stroke:#fff; stroke-width:2.5; pointer-events:none; filter:drop-shadow(0 2px 3px rgba(16,35,63,.32)); }.hover-principal-dot { fill:#064b3a; }.hover-interest-dot { fill:#63c991; }
.balance-explorer { display:flex; gap:20px; align-items:center; min-height:48px; margin-top:8px; padding:8px 12px; border-radius:7px; background:#f4f7f6; }.balance-explorer>strong { flex:0 0 auto; color:var(--tool-navy); font-size:.72rem; }.balance-explorer p { display:flex; flex:1; align-items:center; justify-content:flex-end; gap:22px; margin:0; color:var(--muted); font-size:.72rem; }.balance-explorer p strong { color:var(--tool-navy); }.balance-explorer p span { color:var(--tool-green); font-weight:800; }
.chart-legend .purchase-context { min-width:170px; margin-left:auto; justify-content:center; padding:3px 9px; border:1px solid #b9dccc; border-radius:999px; background:#edf8f3; color:var(--tool-green); font-weight:750; visibility:hidden; }
.mini-results #deposit-output,.mini-results #ltv-output,.mini-results #tax-output { white-space:nowrap; }
.result-rail { align-self:start; display:grid; grid-template-columns:1fr 1fr; align-content:start; gap:1px; overflow:hidden; border:1px solid var(--line); border-radius:8px; background:var(--line); }.result-rail>div { container-type:inline-size; min-height:69px; padding:10px 6px; background:#fff; }.result-rail>div>span:first-child { display:block; margin-bottom:3px; color:var(--muted); font-size:.61rem; }.result-rail strong { color:var(--tool-navy); font-size:.82rem; }.result-rail strong .primary-money { display:block; font-size:.82rem; }.result-rail strong .value-context { display:block; margin-top:4px; color:var(--muted); font-size:.58rem; font-weight:550; line-height:1.15; white-space:nowrap; }.result-rail .saving-strip,.result-rail .warning { grid-column:1/-1; min-height:0; }.saving-strip { background:var(--tool-mint)!important; color:var(--tool-green); }.warning { background:var(--tool-warn)!important; color:#704c16; }.saving-strip span,.warning span { display:block; margin-top:2px; font-size:.64rem; }.estimate-note { grid-column:1/-1; margin:0; padding:9px; background:#fff; color:var(--muted); font-size:.59rem; line-height:1.35; }
button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible { outline:2px solid var(--tool-green); outline-offset:2px; }
@media(max-width:1000px){.mortgage-main { min-height:0; }.control-row { flex-wrap:wrap; }.path-control { flex-basis:100%; }.control-footer { align-items:start; }.repayment-field { flex-basis:260px; }.drawer-bar { flex-wrap:wrap; }.support-panel { flex-basis:calc(50% - 7px); }.visual-stage { min-height:650px; }.visual-body { grid-template-columns:1fr; }.result-rail { grid-template-columns:repeat(3,1fr); }.result-rail .saving-strip,.result-rail .warning,.estimate-note { grid-column:auto; }}
@media(max-width:640px){.mortgage-main { padding-top:10px; }.control-deck.wrap,.visual-stage.wrap { width:calc(100% - 20px); }.tool-heading { display:block; }.tool-heading>p { margin-top:5px; text-align:left; }.control-row,.control-footer { display:block; }.inline-fields { display:grid; grid-template-columns:1fr 1fr; margin-top:10px; }.forecast-fields { grid-template-columns:repeat(3,1fr); }.repayment-field { margin-top:10px; }.drawer-bar { display:grid; grid-template-columns:1fr 1fr; margin-top:10px; }.drawer-content,.drawer-content.wide { position:fixed; z-index:20; top:auto; right:10px!important; bottom:10px; left:10px!important; width:auto; max-height:75vh; overflow:auto; }.visual-stage { min-height:700px; }.visual-header { align-items:end; }.visual-header>div:first-child>p:last-child { display:none; }.headline-result { min-width:150px; padding:9px 10px; }.headline-result strong { font-size:1.25rem; }.headline-result small { display:block; margin-top:3px; }#balance-chart { min-height:340px; }.balance-explorer { align-items:flex-start; flex-direction:column; gap:5px; }.balance-explorer p { align-items:flex-start; flex-direction:column; gap:3px; }.result-rail { grid-template-columns:1fr 1fr; }.result-rail .saving-strip,.result-rail .warning,.estimate-note { grid-column:1/-1; }.field-grid.two,.mini-results { grid-template-columns:1fr; }}

/* App workspace: mirror the Tax Simulator's edge-to-edge desktop geometry. */
@media (min-width:901px) {
  html,body { height:100%; overflow:hidden; }
  .site-header,.site-footer { display:none; }
  .mortgage-main {
    display:grid;
    grid-template-columns:minmax(340px,1fr) minmax(0,1.9fr);
    grid-template-rows:minmax(0,1fr);
    gap:clamp(20px,2.4vw,36px);
    height:100vh;
    min-height:0;
    padding:20px clamp(16px,2.5vw,44px);
    overflow:hidden;
  }
  .control-deck.wrap,.visual-stage.wrap { width:auto; max-width:none; margin:0; }
  .control-deck { min-height:0; padding:18px 20px; overflow-y:auto; overscroll-behavior:contain; }
  .tool-heading { display:block; margin-bottom:16px; }
  .tool-heading h1 { font-size:clamp(1.45rem,2vw,1.85rem); }
  .tool-heading>p { margin-top:7px; max-width:42ch; text-align:left; }
  .control-row { display:block; }
  .path-control { width:100%; }
  .inline-fields { display:grid; grid-template-columns:1fr 1fr; gap:10px; margin-top:14px; }
  .forecast-fields { grid-template-columns:repeat(3,minmax(0,1fr)); }
  .control-footer { display:block; margin-top:15px; }
  .repayment-field { width:100%; }
  .drawer-bar { display:grid; grid-template-columns:1fr 1fr; margin-top:12px; }
  .support-panel { width:100%; }
  .support-panel summary { min-height:46px; }
  .drawer-content,.drawer-content.wide { position:fixed; top:auto; right:auto; bottom:24px; left:clamp(16px,2.5vw,44px); width:min(620px,calc(34vw - 32px)); max-height:70vh; overflow:auto; }
  .visual-stage { min-height:0; padding:20px 24px 18px; }
  .visual-header h1,.visual-header h2 { font-size:clamp(1.45rem,2vw,1.9rem); }
  .visual-body { display:flex; flex-direction:column; }
  .result-rail { order:-1; grid-template-columns:repeat(7,minmax(0,1fr)); width:100%; }
  .result-rail>div { min-height:62px; }
  .result-rail .saving-strip,.result-rail .warning,.estimate-note { grid-column:auto; }
  .chart-column { flex:1; min-height:0; margin-top:10px; }
  #balance-chart { min-height:0; }
}

@media (max-width:900px) {
  html,body { height:auto; overflow:visible; }
  .site-header,.site-footer { display:block; }
}

/* Refined forecast interaction and in-panel support drawers. */
.headline-result { min-width:210px; padding:9px 14px 10px; text-align:center; }
.headline-result strong { display:block; margin:3px 0 0; font-size:1.5rem; }
.headline-result small { display:block; margin-top:4px; }
.balance-explorer { min-height:58px; gap:18px; }
.balance-explorer>strong { flex:0 0 90px; }
.explorer-values { display:grid; grid-template-columns:repeat(4,minmax(0,1fr)); flex:1; gap:12px; }
.explorer-values b,.explorer-values strong { display:block; }
.explorer-values b { margin-bottom:2px; color:var(--muted); font-size:.58rem; font-weight:650; }
.explorer-values strong { color:var(--tool-green); font-size:.72rem; white-space:nowrap; }
.drawer-close { position:absolute; top:7px; right:8px; z-index:2; width:26px; height:26px; padding:0; border:0; border-radius:50%; background:#edf3f0; color:var(--tool-green); font:700 1.1rem/1 var(--sans); cursor:pointer; }
.drawer-content>label:first-of-type,.drawer-content>.field-grid:first-of-type { margin-top:22px; }
.field-grid label>span:first-child small { display:inline; margin:0; }
.field-grid.two>label+label { margin-top:0; }
.removable-applicant>span:first-child { position:relative; padding-right:22px; }
.remove-applicant { position:absolute; top:-3px; right:0; width:20px; height:20px; padding:0; border:0; border-radius:50%; background:#edf3f0; color:var(--tool-green); font:700 .9rem/1 var(--sans); cursor:pointer; }
.support-panel summary { justify-content:center; text-align:center; }
.money-steppers { align-self:stretch; display:grid; flex:0 0 22px; border-left:1px solid var(--line); }
.money-steppers button { min-width:22px; padding:0; border:0; background:#f5f8f6; color:var(--muted); font:600 .42rem/1 var(--sans); cursor:pointer; }
.money-steppers button+button { border-top:1px solid var(--line); }
.money-steppers button:hover { background:var(--tool-mint); color:var(--tool-green); }
.money-input input[type="number"]::-webkit-inner-spin-button { appearance:none; margin:0; }
input { caret-color:var(--text); }
.comparison-grid { display:grid; grid-template-columns:1fr 1fr; gap:8px; margin-top:8px; }
.comparison-grid section { padding:9px; border:1px solid var(--line); border-radius:7px; background:#fff; }
.comparison-grid h3 { margin:0 0 6px; color:var(--tool-green); font-size:.7rem; }
.comparison-grid dl { display:grid; grid-template-columns:1fr 1fr; gap:6px 10px; margin:0; }
.comparison-grid dt { color:var(--muted); font-size:.57rem; }
.comparison-grid dd { margin:1px 0 0; color:var(--tool-navy); font-size:.7rem; font-weight:750; }
.comparison-grid small { display:block; margin-top:6px; color:var(--muted); font-size:.58rem; }
.comparison-grid>p { grid-column:1/-1; margin:0; padding:7px 9px; border-radius:6px; background:var(--tool-mint); color:var(--muted); font-size:.65rem; }
.comparison-grid>p strong { color:var(--tool-green); }

@media (min-width:901px) {
  .drawer-bar { position:relative; align-items:start; }
  .support-panel { position:static; }
  .support-panel[open] { grid-column:auto; background:var(--tool-mint); box-shadow:inset 0 0 0 1px var(--tool-green); }
  .drawer-bar>.support-panel:last-child { grid-column:auto; }
  #existing-fields { grid-template-columns:1fr; }
  .drawer-content,.drawer-content.wide { position:absolute; top:calc(100% + 8px); right:auto; bottom:auto; left:0; width:100%; max-height:none; margin:0; padding:11px; overflow:visible; box-shadow:none; }
  #income-fields { grid-template-columns:1fr 1fr; align-items:end; gap:8px 10px; }
  #income-fields label { margin:0; }
  #income-fields label>span:first-child { min-height:18px; white-space:nowrap; }
  .secondary-button { margin-top:7px; }
  .range-field { margin-top:8px; }
  .range-field>span { display:grid!important; grid-template-columns:1fr 1fr 1fr!important; align-items:center; column-gap:24px; }
  .range-field>span b,.range-field output { min-width:0; white-space:nowrap; }
  .range-field>span b:first-child { text-align:left; }
  .range-field output { text-align:center; }
  .range-field>span b:last-child { text-align:right; }
  .borrowing-result { margin-top:6px; padding:8px 10px; }
  .result-rail { grid-template-columns:repeat(6,minmax(0,1fr)); }
}

.chart-legend { position:relative; min-height:20px; }
.chart-legend>.warning,.chart-legend>.saving-strip { position:absolute; z-index:2; top:-8px; right:0; display:flex; align-items:baseline; gap:7px; max-width:70%; margin:0; padding:8px 13px; border-radius:8px; background:var(--tool-warn)!important; color:#704c16; box-shadow:0 1px 2px rgba(112,76,22,.08); }
.chart-legend>.warning strong,.chart-legend>.saving-strip strong { color:#704c16; font-size:.82rem; white-space:nowrap; }
.chart-legend>.warning span,.chart-legend>.saving-strip span { display:block; margin:0; color:#704c16; font-size:.78rem; }
.chart-legend>.saving-strip:not([hidden])~.warning:not([hidden]) { top:36px; }
.drawer-bar>#rate-change-panel { order:1; }
.drawer-bar>#target-saving-panel { order:2; }
.drawer-bar>.support-panel:last-child { order:2; }
.chart-frame { position:relative; flex:1; display:flex; flex-direction:column; min-height:0; overflow:hidden; border:1px solid var(--line); border-radius:8px; background:#fbfcfb; }
.chart-frame #balance-chart { border:0; border-radius:0; }
.chart-topline { display:flex; align-items:center; justify-content:space-between; gap:18px; min-height:34px; margin-bottom:5px; }
.chart-topline .chart-legend { margin:0; }
.chart-topline .chart-toolbar { flex:none; margin:0; }
.chart-messages { position:absolute; z-index:3; top:14px; right:14px; display:flex; flex-direction:column; align-items:flex-end; gap:5px; width:min(760px,calc(100% - 110px)); min-width:0; pointer-events:none; }
.chart-message-slot { display:contents; min-width:0; }
.chart-message-slot:has(>[hidden]) { display:none; }
.chart-message-slot>span { display:flex; align-items:center; gap:7px; width:max-content; max-width:100%; min-width:0; padding:6px 11px; border-radius:8px; background:var(--tool-warn)!important; color:#704c16; box-shadow:0 1px 2px rgba(112,76,22,.08); font-size:.7rem; line-height:1.25; }
.chart-message-slot strong { flex:none; color:#704c16; font-size:.72rem; white-space:nowrap; }
.chart-message-slot span span { min-width:0; color:#704c16; font-size:.7rem; }
.graph-nudge { margin:10px -4px -3px; padding:7px 10px; border:1px solid rgba(255,214,102,.9); border-radius:7px; background:#ffd666; color:#513800!important; font-size:.72rem!important; font-weight:850; line-height:1.25; text-align:center; }
.graph-nudge span { display:inline!important; color:#513800!important; font-size:1rem!important; line-height:0; }
.comparison-grid.compact { grid-template-columns:1fr; }
.comparison-grid.compact section { grid-column:1/-1; }
.comparison-grid.compact dl { grid-template-columns:1fr; gap:7px; }
.comparison-grid.compact dl>div { display:grid; grid-template-columns:145px minmax(0,1fr); align-items:baseline; gap:10px; }
.comparison-grid.compact dd { display:flex; align-items:baseline; gap:6px; margin:0; white-space:nowrap; }
.comparison-grid.compact dd small { display:inline; margin:0; }
#payoff-time { display:block; max-width:100%; white-space:normal; overflow-wrap:anywhere; text-wrap:balance; line-height:1.15; }
.payment-breakdown strong { overflow-wrap:anywhere; }

@media (max-width:640px) {
  .support-panel[open] { grid-column:1/-1; }
  .drawer-content,.drawer-content.wide { position:relative; z-index:5; top:auto; right:auto!important; bottom:auto; left:auto!important; width:auto; max-height:none; margin:0 8px 8px; overflow:visible; box-shadow:none; }
  .explorer-values { grid-template-columns:1fr 1fr; width:100%; }
}

/* Applicant controls are one real grid, so added fields cannot occupy the button's space. */
.drawer-bar>.support-panel:last-child .drawer-content { display:block; }
.drawer-bar>.support-panel:last-child #income-fields { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); align-items:end; gap:8px 10px; margin-top:18px; }
.drawer-bar>.support-panel:last-child #income-fields:not(:has(.removable-applicant)) { grid-template-columns:repeat(2,minmax(0,1fr)); }
.drawer-bar>.support-panel:last-child #add-applicant { grid-column:auto; align-self:end; min-width:0; width:100%; min-height:40px; margin:0; }
.drawer-bar>.support-panel:last-child .range-field { margin-top:8px; }
.drawer-bar>.support-panel:last-child .borrowing-result { margin-top:8px; }
.money-input:focus-within,.suffix-input:focus-within { border-color:var(--tool-navy); box-shadow:0 0 0 1px var(--tool-navy); }
.money-input input:focus-visible,.suffix-input input:focus-visible { outline:none; }
@media (max-width:640px) {
  .drawer-bar>.support-panel:last-child #income-fields { grid-template-columns:1fr; }
  .drawer-bar>.support-panel:last-child #income-fields:not(:has(.removable-applicant)) { grid-template-columns:1fr; }
}

/* Compact, consistent control-column rhythm. */
.mortgage-control-panel label>span:first-child,.mortgage-control-panel fieldset legend { margin-bottom:4px; font-size:.72rem; line-height:1.25; }
.mortgage-control-panel .money-input input,.mortgage-control-panel .suffix-input input,.mortgage-control-panel select { font-size:.82rem; }
.mortgage-control-panel .support-panel summary,.mortgage-control-panel button { font-family:var(--sans); }
.mortgage-control-panel .support-panel summary { font-size:.72rem; }
.drawer-content,.drawer-content.wide { padding:10px; }
.drawer-content>label:first-of-type,.drawer-content>.field-grid:first-of-type { margin-top:18px; }
.field-grid { gap:8px; }
.drawer-bar { transition:none; }

.drawer-bar>.support-panel:last-child .drawer-content { display:grid; grid-template-columns:minmax(0,1fr) auto; align-items:end; gap:8px 10px; }
.drawer-bar>.support-panel:last-child #income-fields { grid-column:1; margin-top:18px; }
.drawer-bar>.support-panel:last-child #add-applicant { grid-column:2; align-self:end; min-height:40px; margin:0; white-space:nowrap; }
.drawer-bar>.support-panel:last-child .range-field,.drawer-bar>.support-panel:last-child .borrowing-result { grid-column:1/-1; }
.drawer-bar>.support-panel:last-child .range-field { margin-top:2px; }
.drawer-bar>.support-panel:last-child .borrowing-result { display:grid; grid-template-columns:auto auto minmax(0,1fr); align-items:center; gap:6px 12px; margin-top:0; padding:9px 10px; border:1px solid var(--line); background:#fff; color:var(--text); }
.drawer-bar>.support-panel:last-child .borrowing-result>span { display:inline-flex; align-items:center; gap:4px; margin:0; color:var(--muted); font-size:.7rem; white-space:nowrap; }
.drawer-bar>.support-panel:last-child .borrowing-result .help { display:inline-flex; width:15px; height:15px; margin:0; border-color:#f0c98a; background:#fff6ea; color:#7a3c00; font-size:.66rem; }
.drawer-bar>.support-panel:last-child .borrowing-result>strong { display:inline; color:var(--tool-green); font-size:1rem; line-height:1.2; white-space:nowrap; }
.drawer-bar>.support-panel:last-child .borrowing-result>small { display:block; margin:0; color:var(--muted); font-size:.68rem; line-height:1.3; }

#target-saving-panel .drawer-content { display:grid; grid-template-columns:minmax(150px,190px) minmax(0,1fr); align-items:end; gap:10px; }
#target-saving-panel .drawer-content>label { margin-top:18px; }
#target-saving-panel .inline-result { align-self:center; margin:18px 0 0; font-size:.72rem; }

@media (max-width:640px) {
  .drawer-bar>.support-panel:last-child .drawer-content,#target-saving-panel .drawer-content { display:block; }
  .drawer-bar>.support-panel:last-child #add-applicant { margin-top:8px; }
  .drawer-bar>.support-panel:last-child .range-field { margin-top:10px; }
  .drawer-bar>.support-panel:last-child .borrowing-result { display:grid; grid-template-columns:1fr auto; margin-top:8px; }
  .drawer-bar>.support-panel:last-child .borrowing-result>small { grid-column:1/-1; }
  #target-saving-panel .inline-result { margin-top:8px; }
}

/* Adapted directly from the Take-home Pay Calculator control cards. */
.mortgage-control-panel { display:flex; flex-direction:column; gap:12px; min-height:0; }
.mortgage-control-card,.mortgage-action-card { padding:10px 16px; border:1px solid var(--line); border-radius:var(--radius); background:var(--surface); box-shadow:var(--shadow); }
.card-header-row { display:flex; align-items:stretch; gap:6px; }
.card-header-row .card-collapse-toggle { flex:1 1 auto; width:auto; min-width:0; }
.card-collapse-toggle { display:flex; align-items:center; justify-content:space-between; gap:10px; width:100%; min-height:38px; padding:5px 9px; border:0; border-radius:9px; background:var(--tool-green); color:#fff; box-shadow:0 4px 12px rgba(10,107,82,.18); font:inherit; font-weight:700; text-align:left; cursor:pointer; transition:transform .18s ease,background .18s ease,box-shadow .18s ease; }
.card-collapse-toggle:hover { transform:translateY(-1px); background:#086047; box-shadow:0 6px 15px rgba(10,107,82,.26); }
.card-collapse-toggle:focus-visible { outline:3px solid rgba(15,159,122,.25); outline-offset:3px; border-radius:6px; }
.step-title { display:inline-flex; align-items:center; gap:7px; min-width:0; font-size:1rem; font-weight:700; line-height:1.45; }
.card-heading { display:inline-flex; align-items:center; gap:8px; min-width:0; }
.start-here { display:inline-flex; align-items:center; padding:2px 7px; border-radius:999px; background:#fff; color:var(--tool-green); font-size:.65rem; font-weight:800; white-space:nowrap; }
.step-badge { display:inline-grid!important; place-items:center; flex:0 0 auto; min-height:22px; width:auto; height:auto; padding:2px 9px; border:2px solid currentColor; border-radius:999px; color:inherit; font-size:.72rem; font-weight:900; line-height:1; white-space:nowrap; }
.card-reset { flex:none; min-width:54px; padding:5px 8px; border:1px solid var(--tool-green); border-radius:9px; background:#fff; color:var(--tool-green); font:inherit; font-size:.7rem; font-weight:800; cursor:pointer; }
.card-reset:hover { background:var(--tool-mint); }
.card-reset:focus-visible { outline:3px solid rgba(15,159,122,.25); outline-offset:2px; }
.collapse-chevron { position:relative; flex:none; width:30px; height:30px; border:1px solid rgba(255,255,255,.55); border-radius:50%; background:rgba(255,255,255,.12); box-shadow:none; transition:transform .2s ease,border-color .2s ease,background .2s ease; }
.collapse-chevron::before { content:""; position:absolute; left:50%; top:47%; width:7px; height:7px; border-right:2px solid #fff; border-bottom:2px solid #fff; transform:translate(-50%,-65%) rotate(45deg); }
.card-collapse-toggle:hover .collapse-chevron { border-color:#fff; background:rgba(255,255,255,.18); }
.card-collapse-toggle[aria-expanded="false"] .collapse-chevron { transform:rotate(-90deg); }
.collapsible-card-content { margin-top:6px; }
.collapsible-card-content[hidden] { display:none; }
.optional-heading { margin:10px 0 7px; color:var(--text); font-size:.72rem; font-weight:750; }
.mortgage-action-card { padding:8px 14px; }
.mortgage-step-action { display:flex; align-items:center; justify-content:flex-start; gap:7px; width:100%; min-width:0; min-height:38px; padding:5px 9px; border:0; border-radius:9px; background:var(--tool-green); color:#fff; box-shadow:0 4px 12px rgba(10,107,82,.18); font:inherit; font-weight:700; text-align:left; cursor:pointer; }
.mortgage-step-action:hover { transform:translateY(-1px); background:#086047; box-shadow:0 6px 15px rgba(10,107,82,.26); }
.mortgage-step-action:focus-visible { outline:3px solid rgba(15,159,122,.3); outline-offset:2px; }
.info-button { width:15px; height:15px; margin-left:4px; border:1px solid #f0c98a; background:#fff6ea; color:#7a3c00; font-size:.66rem; }
.info-button:hover,.info-button:focus-visible { border-color:#7a3c00; background:#7a3c00; color:#fff; outline:0; }

@media (min-width:901px) {
  .mortgage-control-panel { gap:8px; }
  .mortgage-control-card,.mortgage-action-card { padding:8px 14px; }
  .card-collapse-toggle { min-height:32px; }
  .collapsible-card-content { margin-top:3px; }
  .drawer-bar { transition:none; }
  .drawer-bar .drawer-content { top:calc(var(--drawer-grid-height, 100%) + 8px); }
}

/* Shared EMS calculator system: compact step cards and mortgage-specific actions. */
:root { --tool-amber:#fff3dc; --tool-teal:#168a72; --field-height:42px; --card-radius:10px; }
.step-stack { display:grid; gap:9px; }
.step-card { overflow:visible; border:1px solid var(--line); border-radius:var(--card-radius); background:#fff; }
.step-header { position:relative; display:flex; min-height:50px; border-radius:9px 9px 0 0; background:var(--tool-green); color:#fff; }
.step-toggle { display:grid; grid-template-columns:28px minmax(0,1fr) 18px; align-items:center; gap:9px; width:100%; padding:8px 66px 8px 10px; border:0; background:transparent; color:inherit; text-align:left; font:inherit; cursor:pointer; }
.step-toggle>span:nth-child(2) { min-width:0; }
.step-toggle strong,.step-toggle small { display:block; }
.step-toggle strong { font-size:.76rem; line-height:1.15; }
.step-toggle small { margin-top:2px; color:rgba(255,255,255,.76); font-size:.59rem; line-height:1.15; }
.step-toggle i { font-style:normal; font-size:1rem; text-align:center; transition:transform .16s ease; }
.step-toggle[aria-expanded="false"] i { transform:rotate(-90deg); }
.step-badge { display:grid!important; place-items:center; width:26px; height:26px; border:1px solid rgba(255,255,255,.58); border-radius:50%; color:#fff; font-size:.68rem; font-weight:800; }
.step-reset { position:absolute; z-index:2; top:50%; right:35px; transform:translateY(-50%); padding:3px 5px; border:0; background:transparent; color:rgba(255,255,255,.82); font:700 .56rem var(--sans); cursor:pointer; }
.step-reset:hover { color:#fff; text-decoration:underline; }
.step-content { padding:10px; }
.compact-step .step-content { padding:8px 10px 10px; }
.compact-step .path-control { width:100%; flex-basis:auto; }
.step-card .control-footer { display:block; margin-top:10px; padding-top:9px; }
.step-card .repayment-field { width:100%; }
.step-card .drawer-bar { margin:0; }
.step-card .inline-fields { margin-top:0; }
.step-card .forecast-fields { margin-top:9px; }
.info-button { position:relative; display:inline-grid; place-items:center; width:17px; height:17px; margin-left:4px; padding:0; border:0; border-radius:50%; background:#d89523; color:#fff; font:800 .67rem/1 var(--sans); cursor:help; vertical-align:middle; }
.info-button::after { content:attr(data-tip); position:absolute; z-index:30; left:22px; bottom:calc(100% + 7px); width:245px; padding:9px 10px; border-radius:8px; background:var(--tool-navy); color:#fff; box-shadow:0 8px 22px rgba(19,35,59,.2); font-size:.65rem; font-weight:500; line-height:1.4; opacity:0; pointer-events:none; transform:translateY(4px); }
.info-button:hover::after,.info-button:focus-visible::after { opacity:1; transform:none; }
.primary-button,.secondary-button { min-height:36px; padding:7px 12px; border-radius:7px; font:750 .7rem var(--sans); cursor:pointer; }
.primary-button { border:1px solid var(--tool-green); background:var(--tool-green); color:#fff; }
.secondary-button { border:1px solid #b9cec6; background:#fff; color:var(--tool-green); }
.export-actions { display:grid; grid-template-columns:1fr 1fr; gap:8px; }
.export-actions .secondary-button { margin:0; }
.chart-column { position:relative; }
.chart-toolbar { position:absolute; z-index:4; top:25px; right:9px; display:flex; gap:5px; opacity:0; transition:opacity .15s ease; }
.chart-column:hover .chart-toolbar,.chart-column:focus-within .chart-toolbar { opacity:1; }
.chart-toolbar button { min-height:28px; padding:4px 8px; border:1px solid var(--line); border-radius:6px; background:rgba(255,255,255,.94); color:var(--tool-green); font:700 .6rem var(--sans); cursor:pointer; }
#balance-chart:focus-visible { outline:3px solid var(--tool-teal); outline-offset:2px; }
.visual-stage:fullscreen { width:100vw; height:100vh; max-width:none; margin:0; padding:20px 24px; border:0; border-radius:0; background:#fff; }
.visual-stage:fullscreen .visual-body { flex:1; min-height:0; }
.visual-stage:fullscreen .chart-column { display:flex; min-height:0; }
.visual-stage:fullscreen #balance-chart { flex:1; height:auto; min-height:0; }
.tool-dialog { width:min(880px,calc(100% - 32px)); max-height:min(82vh,760px); padding:0; overflow:hidden; border:1px solid var(--line); border-radius:12px; background:#fff; box-shadow:0 24px 70px rgba(19,35,59,.22); color:var(--text); }
.tool-dialog::backdrop { background:rgba(19,35,59,.46); }
.dialog-head { display:flex; align-items:center; justify-content:space-between; padding:17px 20px 14px; border-bottom:1px solid var(--line); }
.dialog-head h2 { margin:0; color:var(--tool-navy); font-size:1.35rem; }
.dialog-close { display:grid; place-items:center; width:34px; height:34px; padding:0; border:0; border-radius:50%; background:#edf3f0; color:var(--tool-green); font:800 1.2rem/1 var(--sans); cursor:pointer; }
#detailed-results { max-height:calc(82vh - 74px); padding:18px 20px 20px; overflow:auto; }
.detail-summary { display:grid; grid-template-columns:repeat(4,1fr); gap:8px; }
.detail-summary>div { padding:11px; border:1px solid var(--line); border-radius:8px; }
.detail-summary span { display:block; color:var(--muted); font-size:.67rem; }
.detail-summary strong { display:block; margin-top:3px; color:var(--tool-navy); font-size:.92rem; font-variant-numeric:tabular-nums; }
.detail-summary strong .primary-money { display:block; color:inherit; font-size:inherit; }
.detail-summary strong .value-context { display:block; margin-top:5px; color:var(--muted); font-size:.67rem; font-weight:550; line-height:1.2; }
.human-note,.privacy-note { padding:11px 13px; border-radius:8px; background:var(--tool-amber); color:#704c16; font-size:.75rem; line-height:1.45; }
.table-wrap { margin-top:14px; overflow:auto; border:1px solid var(--line); border-radius:8px; }
.table-wrap table { width:100%; border-collapse:collapse; font-size:.7rem; font-variant-numeric:tabular-nums; }
.table-wrap th,.table-wrap td { padding:8px 10px; border-bottom:1px solid var(--line); text-align:right; white-space:nowrap; }
.table-wrap th:first-child { text-align:left; }.table-wrap thead { background:#f3f7f5; }.table-wrap tbody tr:last-child>* { border-bottom:0; }
.estimate-copy { color:var(--muted); font-size:.66rem; line-height:1.4; }
.export-dialog { width:min(520px,calc(100% - 32px)); padding-bottom:18px; }
.export-dialog fieldset { display:grid; gap:8px; margin:17px 20px 0; padding:0; border:0; }
.export-dialog legend { margin-bottom:9px; color:var(--tool-navy); font-size:.75rem; font-weight:800; }
.export-dialog label { display:flex; align-items:center; gap:8px; padding:8px 10px; border:1px solid var(--line); border-radius:7px; font-size:.72rem; }
.export-dialog input { accent-color:var(--tool-green); }
.export-dialog .privacy-note { margin:14px 20px; }
.rich-lead { margin:0; }
.rich-list { margin:5px 0 0; padding-left:1.15em; }
.rich-list li { margin:2px 0; }
.tip .rich-list { padding-left:1.05em; }
.dialog-actions { display:flex; justify-content:flex-end; gap:8px; margin:0 20px; }
.dialog-actions .secondary-button { margin:0; }
input,.result-rail strong,.headline-result strong,.explorer-values strong { font-variant-numeric:tabular-nums; }
.sr-only { position:absolute!important; width:1px!important; height:1px!important; padding:0!important; margin:-1px!important; overflow:hidden!important; clip:rect(0,0,0,0)!important; white-space:nowrap!important; border:0!important; }
@media (prefers-reduced-motion:reduce) { *,*::before,*::after { scroll-behavior:auto!important; transition-duration:.01ms!important; animation-duration:.01ms!important; animation-iteration-count:1!important; } }

@media (min-width:901px) {
  .control-deck { padding:12px; }
  .step-stack { gap:7px; }
  .step-header { min-height:44px; }
  .step-content { padding:8px 9px; }
  .step-toggle { padding-top:6px; padding-bottom:6px; }
  .step-card .inline-fields { gap:7px; }
  .step-card .control-footer { margin-top:8px; padding-top:7px; }
  .step-card .drawer-bar { gap:6px; }
  .step-card .support-panel summary { min-height:39px; }
  .export-actions { padding-top:7px; padding-bottom:7px; }
}
@media (max-width:900px) {
  .step-stack { gap:12px; }
  .chart-toolbar { position:static; justify-content:flex-end; margin-bottom:6px; opacity:1; }
}
@media (max-width:640px) {
  html,body { max-width:100%; overflow-x:hidden; }
  .control-deck.wrap,.visual-stage.wrap { width:calc(100vw - 20px); max-width:calc(100vw - 20px); }
  .step-card,.step-content,.control-row,.inline-fields,.visual-header,.visual-body,.chart-column { min-width:0; max-width:100%; }
  .step-header { min-height:54px; }
  .segmented { grid-template-columns:minmax(0,1fr) minmax(0,1fr); }
  .segment { min-width:0; white-space:normal; }
  .step-card .inline-fields { grid-template-columns:minmax(0,1fr); }
  .step-card .forecast-fields { grid-template-columns:minmax(0,1fr) minmax(0,1fr); }
  .step-card .forecast-fields>label:last-child { grid-column:1/-1; }
  .choice-grid,.drawer-bar,.export-actions { grid-template-columns:minmax(0,1fr) minmax(0,1fr); }
  .support-panel summary { min-width:0; padding-inline:6px; white-space:normal; }
  .drawer-bar>.support-panel:last-child { grid-column:auto; }
  .visual-header { display:grid; grid-template-columns:1fr; }
  .headline-result { width:100%; min-width:0; margin-top:8px; }
  .detail-summary { grid-template-columns:1fr 1fr; }
  .dialog-actions { flex-direction:column; }
  .dialog-actions button { width:100%; }
}

/* Final component layer copied from the Take-home Pay Calculator and adapted only for mortgage content. */
.mortgage-control-panel { display:flex; flex-direction:column; gap:12px; min-height:0; overflow-y:auto; padding-right:2px; }
.mortgage-control-card,.mortgage-action-card { padding:10px 16px; border:1px solid var(--line); border-radius:var(--radius); background:var(--surface); box-shadow:var(--shadow); }
.card-header-row { display:flex; align-items:stretch; gap:6px; }
.card-header-row .card-collapse-toggle { flex:1 1 auto; width:auto; min-width:0; }
.card-collapse-toggle { display:flex; align-items:center; justify-content:space-between; gap:10px; width:100%; min-height:38px; padding:5px 9px; border:0; border-radius:9px; background:var(--tool-green); color:#fff; box-shadow:0 4px 12px rgba(10,107,82,.18); font:inherit; font-weight:700; text-align:left; cursor:pointer; transition:transform .18s ease,background .18s ease,box-shadow .18s ease; }
.card-collapse-toggle:hover { transform:translateY(-1px); background:#086047; box-shadow:0 6px 15px rgba(10,107,82,.26); }
.card-collapse-toggle:focus-visible { outline:3px solid rgba(15,159,122,.25); outline-offset:3px; border-radius:6px; }
.step-title { display:inline-flex; align-items:center; gap:7px; min-width:0; font-size:1rem; font-weight:700; line-height:1.45; }
.step-badge { display:inline-grid!important; place-items:center; flex:0 0 auto; width:auto; height:auto; min-height:22px; padding:2px 9px; border:2px solid currentColor; border-radius:999px; color:inherit; font-size:.72rem; font-weight:900; line-height:1; white-space:nowrap; }
.card-reset { flex:none; min-width:54px; padding:5px 8px; border:1px solid var(--tool-green); border-radius:9px; background:#fff; color:var(--tool-green); font:inherit; font-size:.7rem; font-weight:800; cursor:pointer; }
.card-reset:hover { background:var(--tool-mint); }
.card-reset:focus-visible { outline:3px solid rgba(15,159,122,.25); outline-offset:2px; }
.collapse-chevron { position:relative; flex:none; width:30px; height:30px; border:1px solid rgba(255,255,255,.55); border-radius:50%; background:rgba(255,255,255,.12); box-shadow:none; transition:transform .2s ease,border-color .2s ease,background .2s ease; }
.collapse-chevron::before { content:""; position:absolute; left:50%; top:47%; width:7px; height:7px; border-right:2px solid #fff; border-bottom:2px solid #fff; transform:translate(-50%,-65%) rotate(45deg); }
.card-collapse-toggle:hover .collapse-chevron { border-color:#fff; background:rgba(255,255,255,.18); }
.card-collapse-toggle[aria-expanded="false"] .collapse-chevron { transform:rotate(-90deg); }
.collapsible-card-content { margin-top:6px; }
.collapsible-card-content[hidden] { display:none; }
.mortgage-action-card { padding:10px 16px; }
.mortgage-step-action { display:flex; flex-direction:row; align-items:center; justify-content:flex-start; gap:7px; width:100%; min-width:0; min-height:38px; padding:5px 9px; border:0; border-radius:9px; background:var(--tool-green); color:#fff; box-shadow:0 4px 12px rgba(10,107,82,.18); font:inherit; font-weight:700; text-align:left; cursor:pointer; }
.mortgage-step-action:hover { transform:translateY(-1px); background:#086047; box-shadow:0 6px 15px rgba(10,107,82,.26); }
.mortgage-step-action:focus-visible { outline:3px solid rgba(15,159,122,.3); outline-offset:2px; }
.optional-heading { margin:10px 0 7px; color:var(--text); font-size:.72rem; font-weight:750; }

.help { display:inline-flex; align-items:center; justify-content:center; width:15px; height:15px; margin-left:4px; flex:none; border:1px solid #f0c98a; border-radius:50%; background:#fff6ea; color:#7a3c00; font-size:.66rem; font-weight:800; font-style:normal; line-height:1; cursor:pointer; vertical-align:middle; user-select:none; }
.help:hover,.help:focus-visible { border-color:#7a3c00; background:#7a3c00; color:#fff; outline:none; }
.tip { position:fixed; z-index:100; width:max-content; max-width:320px; padding:8px 12px; border-radius:8px; background:var(--tool-navy); color:#fff; box-shadow:0 6px 20px rgba(16,35,63,.28); font-size:.8rem; font-weight:500; line-height:1.4; pointer-events:none; }
.tip[hidden] { display:none; }
.tip p { margin:0; }.tip p+p { margin-top:5px; }

.results-dialog { width:min(860px,calc(100vw - 32px)); max-height:min(88vh,900px); padding:0; border:0; border-radius:14px; color:var(--text); background:var(--surface); box-shadow:0 24px 80px rgba(16,35,63,.28); }
.results-dialog::backdrop,.export-dialog::backdrop { background:rgba(16,35,63,.42); backdrop-filter:blur(2px); }
.results-dialog-shell { max-height:min(88vh,900px); padding:20px; overflow-y:auto; }
.results-dialog-header { position:sticky; top:-20px; z-index:3; display:flex; align-items:center; justify-content:space-between; gap:12px; margin:-20px -20px 14px; padding:16px 20px 12px; border-bottom:1px solid var(--line); background:var(--surface); }
.results-dialog-header h2 { margin:0; color:var(--tool-navy); font-size:1.35rem; }
.dialog-header-actions { display:flex; align-items:center; gap:8px; }
.export-cta { display:inline-flex; align-items:center; justify-content:center; gap:8px; min-height:42px; padding:8px 15px; border:2px solid var(--tool-green); border-radius:9px; background:var(--tool-green); color:#fff; box-shadow:0 5px 15px rgba(10,107,82,.25); font:inherit; font-size:.84rem; font-weight:800; cursor:pointer; }
.export-step-badge { padding:2px 9px; border:2px solid currentColor; border-radius:999px; line-height:1.15; white-space:nowrap; }
.export-icon { width:19px; height:19px; flex:none; background:currentColor; mask:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='black' stroke-width='2.3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 3v12M7 8l5-5 5 5M5 13v6a2 2 0 0 0 2 2h10a2 2 0 0 0 2-2v-6'/%3E%3C/svg%3E") center/contain no-repeat; }
.dialog-close { display:grid; place-items:center; width:34px; height:34px; padding:0; border:0; border-radius:50%; background:#edf3f0; color:var(--tool-green); font:800 1.2rem/1 var(--sans); cursor:pointer; }
#detailed-results { padding:0; }
.detail-summary { display:grid; grid-template-columns:repeat(4,minmax(0,1fr)); gap:8px; }
.detail-summary>div { padding:11px; border:1px solid var(--line); border-radius:8px; }
.detail-summary span { display:block; color:var(--muted); font-size:.67rem; }
.detail-summary strong { display:block; margin-top:3px; color:var(--tool-navy); font-size:.92rem; font-variant-numeric:tabular-nums; }
.human-note,.privacy-note { padding:11px 13px; border-radius:8px; background:#fff6ea; color:#7a3c00; font-size:.75rem; line-height:1.45; }
.table-wrap { margin-top:14px; overflow:auto; border:1px solid var(--line); border-radius:8px; }
.table-wrap table { width:100%; border-collapse:collapse; font-size:.7rem; font-variant-numeric:tabular-nums; }
.table-wrap th,.table-wrap td { padding:8px 10px; border-bottom:1px solid var(--line); text-align:right; white-space:nowrap; }
.table-wrap th:first-child { text-align:left; }.table-wrap thead { background:#f3f7f5; }.table-wrap tbody tr:last-child>* { border-bottom:0; }
.estimate-copy { color:var(--muted); font-size:.66rem; line-height:1.4; }

.export-dialog { width:min(620px,calc(100vw - 28px)); max-height:min(760px,90vh); padding:0; border:0; border-radius:16px; color:var(--text); box-shadow:0 22px 70px rgba(9,30,56,.25); }
.export-dialog-shell { max-height:min(760px,90vh); padding:22px; overflow:auto; }
.export-dialog-header { display:flex; align-items:flex-start; justify-content:space-between; gap:16px; margin-bottom:18px; }
.export-dialog-header h2 { margin:0; color:var(--tool-navy); font-size:1.35rem; }
.export-dialog-header p { margin:4px 0 0; color:var(--muted); }
.export-primary-choices { display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:10px; margin:18px 0; }
.export-choice { display:flex; align-items:center; gap:10px; min-height:56px; padding:11px 12px; border:1px solid var(--line); border-radius:10px; font-weight:650; cursor:pointer; }
.export-choice-fill-row { grid-column:1/-1; }
.export-choice input { width:18px; height:18px; accent-color:var(--tool-green); }
.export-actions { position:sticky; bottom:-22px; display:flex; justify-content:flex-end; gap:10px; margin:0 -22px -22px; padding:14px 22px 22px; border-top:1px solid var(--line); background:var(--surface); }
.export-pdf-help { align-self:center; max-width:310px; margin:0 auto 0 0; color:var(--muted); font-size:12px; line-height:1.35; }
.btn-primary,.btn-secondary { min-height:32px; padding:6px 11px; border-radius:8px; font:inherit; font-size:.76rem; font-weight:700; cursor:pointer; }
.btn-primary { min-height:38px; padding-inline:15px; border:2px solid var(--tool-navy); background:var(--tool-navy); color:#fff; box-shadow:0 3px 10px rgba(16,35,63,.2); font-size:.84rem; }
.btn-secondary { border:1px solid var(--line); background:var(--surface); color:var(--tool-navy); }
.field-error { margin:10px 0 0; color:#a3271b; font-size:.8rem; font-weight:650; }
.field-error[hidden] { display:none; }
.chart-toolbar { position:static; display:flex; justify-content:flex-end; gap:7px; margin:-2px 0 6px; opacity:1; transition:none; }
.chart-toolbar button { min-height:32px; padding:6px 11px; border-radius:8px; font-size:.7rem; }
.detail-section { margin:0 0 14px; padding:11px 13px; border:1px solid var(--line); border-radius:10px; background:#fafbfb; }
.detail-summary + .detail-section { margin-top:14px; }
.headline-result{min-width:320px}.payment-breakdown{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:9px;padding-top:8px;border-top:1px solid rgba(255,255,255,.32);text-align:left}.headline-result .payment-breakdown span{font-size:.54rem;font-weight:650;color:rgba(255,255,255,.78)}.headline-result .payment-breakdown strong{margin:2px 0 0;font-size:.82rem;line-height:1.1;color:#fff}.result-rail{grid-template-columns:repeat(4,minmax(0,1fr))}.result-rail>div{min-height:62px}.result-rail>div>span:first-child{font-size:.61rem}.result-rail strong{font-size:.82rem}
@media(min-width:1001px){.visual-body .result-rail{width:50%;grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:1000px){.visual-body .result-rail{width:100%;grid-template-columns:repeat(4,minmax(0,1fr))}}
@media(max-width:640px){.headline-result{min-width:0}.payment-breakdown{gap:8px}.visual-body .result-rail{grid-template-columns:1fr 1fr}}
.forecast-overview{flex:1;min-width:0}.forecast-overview .result-rail{width:100%;margin-top:34px;grid-template-columns:repeat(4,minmax(0,1fr))}.visual-header>.headline-result{align-self:stretch;display:flex;flex:0 0 min(40%,640px);flex-direction:column;justify-content:center}.visual-body{margin-top:10px}.chart-column{margin-top:0}
@media(max-width:700px){.forecast-overview .result-rail{margin-top:14px;grid-template-columns:1fr 1fr}.visual-header>.headline-result{width:100%;min-width:0}.visual-body{margin-top:10px}}
.visual-stage{--forecast-right-width:min(40%,640px)}.forecast-overview{flex:0 0 50%}.visual-header>.headline-result{flex-basis:var(--forecast-right-width);margin-left:auto}.payment-breakdown{text-align:center}.headline-result .payment-breakdown span{font-size:.6rem}.headline-result .payment-breakdown strong{font-size:.95rem}.chart-toolbar{display:grid;grid-template-columns:1fr 1fr 1.35fr;width:var(--forecast-right-width)}.chart-toolbar button{width:100%;min-width:0!important}
@media(max-width:700px){.visual-stage{--forecast-right-width:100%}.forecast-overview{flex-basis:auto}.chart-toolbar{width:100%}}
.headline-result>span:first-child{font-size:.78rem}.headline-result>strong{font-size:2rem}.headline-result .payment-breakdown span{font-size:.7rem}.headline-result .payment-breakdown strong{font-size:1.15rem}.forecast-overview .result-rail>div{text-align:center}.forecast-overview .result-rail>div>span:first-child{font-size:.66rem}.forecast-overview .result-rail strong{font-size:.9rem}
.detail-section h3,.annual-heading { margin:0 0 8px; color:var(--tool-navy); font-size:.9rem; }
.detail-section p { margin:0; font-size:.76rem; line-height:1.45; }
@media (max-width:700px) {
  .chart-topline { display:flex; align-items:stretch; flex-direction:column; gap:7px; }
  .chart-legend { flex-wrap:wrap; }
  .chart-legend .purchase-context { width:100%; min-width:0; margin-left:0; }
  .chart-topline .chart-toolbar { align-self:flex-end; order:2; }
  .chart-messages { top:8px; right:8px; width:calc(100% - 60px); }
  .chart-message-slot>span { display:block; width:100%; }
  .chart-message-slot strong { white-space:normal; }
  .chart-message-slot span span { margin-top:3px; }
}
.detail-list { display:grid; grid-template-columns:repeat(4,minmax(0,1fr)); gap:8px; margin:0; }
.detail-list div { min-width:0; }.detail-list dt { color:var(--muted); font-size:.64rem; }.detail-list dd { margin:2px 0 0; color:var(--tool-navy); font-size:.78rem; font-weight:750; font-variant-numeric:tabular-nums; }
.annual-heading { margin-top:16px; }

@media (min-width:901px) {
  .mortgage-control-panel { gap:8px; }
  .mortgage-control-card,.mortgage-action-card { padding:8px 14px; }
  .card-collapse-toggle { min-height:32px; }
  .collapsible-card-content { margin-top:3px; }
}
@media (max-width:640px) {
  .export-primary-choices { grid-template-columns:1fr; }
  .export-choice-fill-row { grid-column:auto; }
  .export-actions { flex-direction:column; }
  .export-pdf-help { align-self:flex-start; max-width:none; }
  .export-actions button { width:100%; }
  .results-dialog { width:100vw; max-width:none; max-height:92vh; margin:auto 0 0; border-radius:14px 14px 0 0; }
  .results-dialog-shell { max-height:92vh; padding:16px; }
  .detail-summary { grid-template-columns:1fr 1fr; }
  .detail-list { grid-template-columns:1fr 1fr; }
}

/* Final applicant-grid and focus corrections. */
.drawer-bar>.support-panel:last-child .drawer-content { display:block; }
.drawer-bar>.support-panel:last-child #income-fields { display:grid; grid-template-columns:repeat(3,minmax(0,1fr)); align-items:end; gap:8px 10px; margin-top:18px; }
.drawer-bar>.support-panel:last-child #add-applicant { grid-column:auto; align-self:end; width:100%; min-width:0; min-height:40px; margin:0; }
.drawer-bar>.support-panel:last-child #income-fields label>span:first-child { min-height:18px; padding-right:24px; white-space:normal; }
.drawer-bar>.support-panel:last-child #income-fields label:not(.removable-applicant)>span:first-child { padding-right:0; }
.drawer-bar>.support-panel:last-child .range-field { margin-top:8px; }
.drawer-bar>.support-panel:last-child .borrowing-result { margin-top:8px; }
.money-input:focus-within,.suffix-input:focus-within { border-color:var(--tool-navy); box-shadow:0 0 0 1px var(--tool-navy); }
.money-input input:focus-visible,.suffix-input input:focus-visible { outline:none; }
.mini-results>div>span:first-child { display:flex; align-items:center; gap:4px; }
.mini-results>div>span:first-child,.mini-results #tax-name { white-space:nowrap; }
.mini-results .help { display:inline-flex; width:13px; height:13px; margin:0; flex:0 0 13px; font-size:.58rem; }
@media (max-width:640px) {
  .drawer-bar>.support-panel:last-child #income-fields { grid-template-columns:1fr; }
}

/* Step 2 visual hierarchy: separate the three decisions without changing their controls. */
#step-two .mortgage-detail-group,
#step-two .forecast-fields,
#step-two .control-footer { box-sizing:border-box; margin-top:10px; padding:12px; border:1px solid #dce6e1; border-radius:10px; background:#f8fbf9; }
#step-two .mortgage-detail-group #buyer-fields { margin-top:0; }
#step-two .purchase-options { padding-top:11px; border-top:1px solid #dce6e1; }
#step-two .control-footer { border-top:1px solid #dce6e1; }
#step-two .optional-heading { margin-top:14px; padding-top:12px; border-top:1px solid var(--line); }
.drawer-bar>.support-panel:last-child #income-fields { grid-template-columns:repeat(2,minmax(0,1fr)); }
.drawer-bar>.support-panel:last-child #income-fields label>span:first-child { padding-right:0; }
@media (max-width:640px) {
  .drawer-bar>.support-panel:last-child #income-fields { grid-template-columns:1fr 1fr; }
  #step-two .mortgage-detail-group,#step-two .forecast-fields,#step-two .control-footer { padding:10px; }
}

/* Canonical EMS responsive journey: layout only; calculator behaviour is unchanged. */
@media (max-width:900px) {
  .mortgage-main { display:flex; flex-direction:column; gap:16px; padding:16px 0 28px; }
  .control-deck { order:1; }
  .visual-stage[data-engaged="false"] { order:0; }
  .visual-stage[data-engaged="true"] { order:2; }
  .control-deck.wrap,.visual-stage.wrap { width:min(100% - 32px,1120px); margin-inline:auto; }
  .visual-stage { min-height:0; }
  .welcome-heading { font-size:1.75rem; white-space:normal; }
  .step-title { font-size:.95rem; line-height:1.35; }
  .visual-header { display:grid; grid-template-columns:1fr; align-items:start; gap:12px; }
  .visual-header>.headline-result { width:100%; min-width:0; margin:0; }
  .forecast-overview .result-rail { margin-top:14px; grid-template-columns:repeat(2,minmax(0,1fr)); }
  .chart-topline { display:flex; flex-direction:column; align-items:stretch; gap:10px; }
  .chart-topline .chart-legend { order:1; flex-wrap:wrap; margin:0; }
  .chart-topline .chart-toolbar { order:2; align-self:stretch; width:100%; }
  #balance-chart { min-height:360px; height:auto; }
  .drawer-content,.drawer-content.wide { max-width:calc(100vw - 32px); }
}
@media (max-width:640px) {
  .mortgage-main { gap:10px; padding-top:10px; }
  .control-deck.wrap,.visual-stage.wrap { width:calc(100% - 20px); }
  .control-deck,.visual-stage { padding-inline:12px; }
  .welcome-heading { font-size:1.5rem; }
  .inline-fields,.step-card .inline-fields,.step-card .forecast-fields,
  .field-grid.two,.drawer-bar,.choice-grid { grid-template-columns:1fr; }
  .step-card .forecast-fields>label:last-child,.drawer-bar>.support-panel:last-child { grid-column:auto; }
  .forecast-overview .result-rail,.result-rail,.detail-summary,.detail-list { grid-template-columns:1fr 1fr; }
  .chart-toolbar { grid-template-columns:1fr; }
  .chart-toolbar button { min-height:44px; white-space:normal; }
  #balance-chart { min-height:300px; }
  .chart-legend { gap:8px 14px; font-size:.8rem; }
  .segment,.support-panel summary,.choice strong { font-size:.8rem; }
  .drawer-content,.drawer-content.wide { right:10px!important; left:10px!important; max-width:none; }
}